Accident Types

If you have been injured in an accident that was the fault of another group or individual, even if they were only partly to blame, then you may have a claim for compensation. There are several common accident types.

Road Traffic Accident

If you have been injured in a road traffic accident, whether as a driver, passenger, pedestrian or cyclist, you may have an accident compensation claim against the driver responsible or even partly responsible for the accident. Vehicle users are required by law to have insurance and the claim is most likely to be dealt with by the responsible driver’s insurance company. Even if there isn’t a police prosecution, you may still have a claim. Even if the responsible driver is not insured you may still make a road traffic accident claim against the Motor Insurers Bureau, an organisation established to compensate the injured victims of uninsured and untraced drivers.

Accident at Work

If you have been injured in an accident at work or working elsewhere you may have a claim against a group or individual responsible, including your employer. Employers are required by law to have Employer Liability Insurance and the insurance company will deal with your claim for compensation for injury and losses, including loss of earnings. Even if your accident hasn’t caused you to take time off work, you can still claim compensation for the physical pain and suffering of your injury.

Accidents at work can happen in various ways and even if you think no-one was necessarily to blame, you may have a claim, involving defective equipment or machinery, inadequate training in the use of machinery, lifting heavy objects, using dangerous machinery, faulty, damaged or slippery flooring, careless acts by other workers causing an accident, lack of safety clothing for example.

Tripping & Slipping Accidents

If you have had a fall in a public place such as a supermarket, an office or in the street and this is caused for example by a defect or hole in the floor or ground, a wet floor or a protruding object you may have a claim against the person or group responsible for the upkeep and maintenance of the area where it happened.

Product Liability

If you have been injured by a faulty or defective consumer product, health and safety law gives you the legal right to pursue a claim for compensation for those injuries from either the manufacturer or supplier of those goods.

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