No Win No Fee Accident Compensation Claims
Frequently Asked Questions
Below is a list of our most frequently asked questions. Click on a question to move down to the answer, then click on 'top' to return to the questions.
Can I make a claim?
What can I claim for?
How much can I claim for?
What do I have to pay?
How long will it take?
Can I make a claim?
Anyone can make an accident compensation claim arising from an accident for injuries and other financial losses. You have to bring your Accident Injury Claim against a group or individual responsible and at fault for your accident even if they are only partly to blame. (Usually they will be insured and your claim will be against their insurance company). Under English law, you must claim within 3 years of the accident occurring, although there are exceptions to this general rule for children, people suffering a mental disability and those with certain illnesses.
What can I claim for?
You can accident compensation claim for the actual physical and/or psychological injury and financial losses arising from the accident. Personal injury compensation comes in two forms, known as general damages and special damages. General damages is compensation awarded for your injuries, for the pain and suffering and any disability or loss of amenity. Special damages are all actual financial losses and out of pocket expenses which can be calculated and which have been lost as a result of the accident. The most typical special damages are loss of earnings, however there are numerous other special damages that can be claimed for example medical expenses, travel costs associated with medical treatment, property damage including clothing that was damaged in the accident, vehicle storage charges or replacement vehicle costs, the cost of necessary nursing care, etc etc.
How much can I claim for?
As mentioned above, your claim will consist of special damages and general damages. Special damages are your out of pocket financial losses, e.g. loss of earnings, travel expenses, medical expenses, etc etc. General damages are decided by using previous similar injury cases (known as precedents) as a guideline. We, as solicitors, have a database of thousands of different cases where people have suffered different injuries and been awarded various amounts. These precedents are used to determine what a claimant will receive for general damages, for pain and suffering (see amounts guide).
What do I have to pay?
With Claims for You, NOTHING. As solicitors and not middlemen or a claims management company, we offer a unique “no win, no fee” and “win no fee” service. This means that if you do recover Accident compensation you will receive it in full, 100% without deduction. Our charges are paid by the Defendants’ Insurers who pay your Accident compensation. They are obliged to do this by law and therefore we do not need to make any deduction on your compensation. If, for whatever reason, you do not recover compensation, we will not charge you anything.
How long will it take?
Most accident claims in England and Wales are now pursued against insurance companies under what is known as a Personal Injury "Pre-action Protocol”. The protocol specifies time limits for progressing a claim with an insurance company and its introduction several years ago has speeded up the process of completing an accident claim. It has resulted in many claims being processed in months, as opposed to years. At Claims For You we pride ourselves on our speedy service as many of our former clients can attest to (see testimonials page).
